You WILL Prosper With Tax Changes!

Highlights: Experts agree this plan Will End The Housing Crisis, Stimulate The Economy, and Elevate ALL Economic Classes like nothing before in the history of CAPITALISM!

More: aBetterLife4All.online/Prosperity  n>o m

Our Achievable Goals>  About Us, Contact Us>

Our Motivation, Our Driving Force>

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START OF ARTICLE:

These Future tax laws are terrific; everyone WILL profit from them: landlords, x-landlords, renters, homeowners, lenders, individual investors, real estate agents, title companies, property managers, builders, new and established business owners, and their employees.

Once the American people and OUR politicians believe these tax changes WILL benefit everyone, it WILL happen!

Go to Topics>

Our Main Objectives:

Our First Objective is to provide Landlords/Investors with far greater financial gains by investing in Business or Mortgage Lending rather than owning today’s Rental Housing. This will produce much more goods, services, JOBS, income tax, sales tax, and business tax!

Our Second Objective is to provide first-time home buyers a Rent-to-Own, no down payment, no mortgage insurance, low interest, scam-free opportunity to buy housing. And provide apartment tenants with condos or non-profit Home-Providers(TM) that were previous apartment complexes and that pays tenants yearly equity growth by yearly rent REDUCTION! Tenants will receive the equity that Landlords kept and condo owners receive when they sell!

This will reduce Housing costs for everyone. Our Nation’s Economy will catapult upward if 20% of the money now invested in rental housing is reinvested in businesses or housing loans for the production of much more goods, services, JOBS, income tax, sales tax, business tax, and low-cost housing! Everyone will have more money to buy much more goods and services! There will be “A Better Life 4 All“(TM).

Experts know it is far better to have investors finance economic growth rather than the federal government, that is the taxpayers. Tax-free stocks and bonds Capital gains will stimulate selected economic sectors of our Large Businesses economy. A tax-free future SBA fund will greatly stimulate small businesses. 

Let the investor keep all his gains tax-free as an incentive/reward for stimulating our economy. This is a tax that would not have been collected anyway. And all the taxes paid by the business created or stimulated by these investments will more than make up for capital gains tax NOT paid by the investor. The taxes that will be collected are ADDITIONAL income, sales, property, and business taxes that would not exist without the investors.

Our Method to aBetterLife4All(TM) is based on FOUR aspects of taxation:

FIRST: Establish a Small Business Administration Business Fund (SBA> Business Fund) which will be a low or no-tax, risk-free, high-gain, liquid, no-load, open-ended business investment fund that anyone can invest in. It will be managed by SBA small business experts and Federally insured. The gain will be high because the SBA receives a progressive percentage of all yearly sales above $120,000 from businesses it started. This gain is passed on to YOU, the Fund investor! This will be one of the best investments EVER! Don’t believe that? Look at the major investment alternatives: 11 best investments in 2022> and precious metals are unstable.

This Fund provides the Capital to non-profit Credit Unions to make SBA-approved loans and grants.

The SBA can enhance its startup business loan policy. The SBA experts can finance and guide people and businesses they have high confidence in. Investors in the SBA Fund will receive the tax-free interest paid by the SBA and tax-free profits gained by the SBA!

SECOND: Establish a U.S. Department of Housing and Urban Development (HUD>) Housing Fund which will be a low or no-tax, risk-free, good-gain, liquid, no-load, open-ended housing investment fund that anyone can invest in. It will be managed by HUD experts and Federally insured. This Fund will provide a huge influx of investor money to give first-time home buyers a Rent-to-Own, no down payment, no mortgage insurance, low-interest, scam-free opportunity to buy housing. Note: it is easier to evict delinquent renters, rather than to foreclose on delinquent owners.

Renters with over 12 months of history of continuous rent payments equal to or greater than their new monthly mortgage payments qualify for homeownership immediately. Renters with less than 12 months of continuous rent payments will qualify once 12 months are reached or if they make a down payment to complete their 12 months requirement. 

THIRD: Eliminate the wealthy’s tax breaks: only the wealthiest 20% should pay taxes, and the other 80% of Americans pay ZERO tax! The first $120,000 of individual income should be tax-free! These 20/80 and $120,000 ideas came from Key Advisor Jim/James>.

This includes all Sources of Income: Salaries. Wages. Commissions. Tips. Small Business profits. Corporate profits. Interest. Dividends. Capital gains. Royalties. Pensions. Annuities. Rent. Sales. Investments. Gifts, etc.

FORTH: We recommend that taxing agencies use taxes to stimulate slumping sectors of the economy. A current example: tax-free capital gains on utility stocks etc.

A future example: The Federal government could declare zero or low tax on the capital gains of stocks in a slumping economic sector or even a single slumping company for a period of say 10 years.

A further future example: A state may have construction limitations: not enough workers, not enough contractors, and not enough building material suppliers. That state could request the federal government to not tax any income involved in construction in that state for a period of say 10 years. Even lenders who finance construction would receive tax-free interest. This would cause more people to get into the construction field in that state or even to move to that state. Let the wealthy x-Landlords get even richer by financing slumping economic sectors. 

   We believe taxpayers’ money should not be used to stimulate economic sectors. Instead, give those sectors tax breaks and let investors stimulate those sectors.

   We believe these tax breaks will produce more tax revenue during the taxpayer’s lifetime: helping a business get started will make a more substantial, more productive individual business and national economy!

There will be “A Better Life 4 All“(TM).

End of our FOUR aspects of taxation.

Note: Tax Changes to stimulate Economic Sectors could mean low-tax, no-tax, or even subsidies.  The Federal Government could pay investors 10% per year on sectors that need stimulus. Tax changes to stifle Economic Sectors mean a tax increase.

TOPICS:
Descriptive Audio Play>
Descriptive Written Play>
Our Main Objective>
Our Method> to aBetterLife4All(TM)
More than 38,000 American families are denied the American Dream>
What You Can Do:
Tax Changes Defined>
Recommended TAX Changes>
All Tax Reductions will return more Tax>
America’s Faulty Taxation & Stimulus Strategy.
Our Vision of Taxation & Stimulus Strategy:
Let’s reward the Investors!
Ex-Landlords will become even Richer!
The New Tax-free SBA Business Fund>
Stimulating Large Business Sectors>
Financing Construction and Purchase of Apartments:
Preventing A Disruptive Shock.
The building industry will get a boost.
BAMBOO can provide Vast, Renewable building materials!
BAMBOO Can Rescue Civilization!
Enhanced FHA Loans for New Homebuyers.
Current Homeowners can move up.
Even Welfare Recipients will Prosper>
Worldwide Housing Crisis.
America will SOON die Economically!
Rescuing America from Financial DEVASTATION!
Now housing prices are skewed way up!
Young Families have no chance for Prosperity unless…
Rental Housing is destroying America!
Feudalism is Suffocating Capitalism!
Socialism NO. End Feudalism YES!
Ben Franklin’s MARVELOUS Plan to Wealth!
Solving California’s Housing Crisis!
California Civic Engagement Project’s 7 Ideas.
Managing Non-Profit Apartments>

AKA: Prosperity For Most Americans.
AKA: Reducing Poverty In America.
AKA: Make Business more Profitable than Housing.

Ex-Landlords/Investors will become even richer as tax-free (or reduced tax) business investors! These businesses will greatly increase the production of housing, goods and services, JOBS, income tax, sales tax, property tax, and business tax so there will be “A Better Life 4 All”(TM)! Investors will be able to invest in several new, tax-free (or reduced tax), perhaps even Subsidized>, prosperous, and Economy Propelling ways:

  1. A New Tax-free SBA> Business Fund> to stimulate selected small business sectors.
  2. New Tax-free and Federally guaranteed Loans> for the construction of New Apartment Complexes and the purchase of Existing Apartment Complexes.
  3. Have Tax-free FHA> guaranteed loans so lenders retain all interest profits! This will finance new homeowners! Down payments can be reduced even more to provide most people the “American Dream!”
  4. Have Tax-free loans for new businesses so lenders retain all interest profits! This will finance new businesses!
  5. Have Tax-free investment funds to stimulate economic sectors like BAMBOO (BAMBOO Can Rescue Civilization!) or construction!
  6. New Tax-free stocks selected> by the Federal Government to stimulate selected big business sectors.
  7. Ben Franklin’s MARVELOUS Plan to Wealth!

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The New Tax-free SBA Business Fund will be much more lucrative than investing in rental property that has a 5% positive cash flow. The fund can be Tax-Free, with High Gain, expertly managed by the SBA, with no risk (federally insured), liquid, no-load, and open-ended. This is an investor’s dream come true! This tax-free fund is a CHEAP way to stimulate our economy WITHOUT taxpayer money!

This will Propel our economy! More people will have JOBS, making more money, paying less rent, and buying more goods and services than ever before. The Rich will get richer and all the rest will have a better life, a much better life!

We all will have more than ever before!”(TM).

All Americans will profit from this plan; we have the voting power to make “A Better Life 4 All“(TM)

This is the best solution to California’s affordable housing crisis we have ever seen! Just as important, this solution will greatly increase the economy by greatly increasing the production of goods, services, JOBS, and income and business tax revenues! Apartment complexes can be sold to new NON-PROFIT organizations to rent at true supply and demand prices: much lower than today’s rent prices! This solution will allow most tenants and low-income homeless to gain equity in their housing while paying a TRUE (much lower) SUPPLY AND DEMAND price!

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Now housing prices are skewed way up because wealthy investors compete against each other, so they can profit from renting housing to low-income people who have very little chance to match the purchase price paid by the wealthy investors! This solution encourages investors to invest in businesses rather than residential housing. New businesses will greatly increase the production of goods and services, JOBS, income tax, sales tax, and business tax!

Note: the tenant is now paying the true supply and demand price PLUS an ever-decreasing profit to the landlord, and the tenant is LOSING the equity buildup taken by the landlord!

Today’s Young Families have little or no chance to buy a house, and little or no chance for Prosperity unless we enact these tax changes! Young Families can not outbid big Landlords. Encouraging these Landlords to invest in Business will allow Families to bid against each other to bring housing costs DOWN to true supply and demand prices!

America’s Faulty Taxation & Stimulus Strategy. The history of taxation strategy in the United States appears to be maximum tax revenue. We believe this to be an incorrect strategy. The Laffer Curve> has been used to maximize tax revenue by increasing taxes until tax revenues start decreasing when investors and workers become discouraged from participating due to high taxation. This strategy has not raised enough to pay for the necessities: public programs, works, services, infrastructure, education, health, welfare, defense, etc. Debt interest and stimulus money add even more to our growing HUGE National Debt: $28.4 TRILLION at the end of 2021

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Our Vision of Taxation & Stimulus Strategy: The goal of taxation> should not be to raise maximum tax revenue, but to raise the quality of life for all Americans to its maximum! (Quote from aBetterLife4All(TM) March 2022.) Just enough tax revenue should be raised to pay for the necessities: public programs, works, services, infrastructure, education, health, welfare, defense, etc. Debt interest and principal will start DECREASING with our strategy!

Instead of trying to maximize revenue, taxes can be set to channel huge INVESTOR money into sectors that need stimulating and away from sectors that stifle Capitalism. This is a CHEAP way to propel our economy WITHOUT taxpayer money! This will greatly stimulate the production of goods, services, and jobs! This will greatly increase income tax, sales tax, and business tax revenues. This increased tax revenue should pay for our necessities and start paying down our National Debt!

Let’s let the investors, not the taxpayers, stimulate Capitalism. Let’s let those investors gain great rewards by not taxing them; let’s give investors incentives to PROPEL our economy! This is done in a small way now: some bonds are tax-free to attract investment money.

A low tax rate on the SBA business fund will stimulate a large portion of our economy: small businesses that employ almost half of American workers!

Stimulating Small Business Sectors with Investor Money: The SBA Business Fund can Finance the sectors that need the most help. Or for independent investors, the IRS can adjust taxes to stimulate economic sectors.

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Stimulating Large Business Sectors with Investor Money: For Large Businesses, those traded on the Stock Markets, each year the federal government could select stock sectors and adjust capital gains taxes up or down for one or a specific number of years. This will stimulate or depress chosen economic sectors.

Let’s Reward Investors to Stimulate our Economy! Instead of using tax revenue for Stimulus money, let’s encourage Investors to Stimulate our Economy with no or low Capital Gain Tax!

Worldwide Housing Crisis. Many countries have this Crisis. We believe all these Housing Crisis Worldwide can be resolved with our Tax Strategy!

America will SOON die Economically unless Investors invest in Business instead of Rental Housing!

Let’s reward the Investors by letting them get richer by not taxing them when they invest in Business!

Now Landlords Investing in Rental Housing is a Dead-End for the Tenants, the Landlords, Capitalism, and America! What is happening is the percentage of a renter’s income for housing is ever increasing (now 50-75% or more!), leaving less and less money to buy goods and services. Landlords are receiving less and less positive cash flow (average now only 5%). Some landlords lost their rental houses and even lost their own homes. These numbers are getting worse! This is suffocating the Capitalistic cycle.

NOW, today, without any tax changesBen Franklin’s MARVELOUS Plan to Wealth> is a far better plan than the average current 5% positive cash flow of today’s Landlord! Ben’s plan will benefit everybody; it will benefit our Nation.

Most of today’s Tenants, Peasants in the eyes of most Landlords, will have much lower rent and even gain equity and have much more money to buy many more goods and services! The Rich will become richer and there will be “A Better Life 4 All“(TM), a much better life 4 most of us!

Socialism NO. End Feudalism YES!

We work in Capitalism> but live in Feudalism>: almost half of Americans are impoverished Tenants, Peasants in the eyes of most Landlords, living UNDER huge Landlords! Now the Landlords gain equity while the Peasants pay for it and gain nothing.

Strict Socialism> allows no private ownership; this is unacceptable to most Americans. Many things in America are publicly owned: police, fire departments, libraries, roads and highways, the military, etc, and there are many State-owned corporations>.

Taking Apartment Complexes out of private hands will create aBetterLife4All(TM)!

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Recommended TAX Changes to make Business more profitable than Rental Housing.
Change the tax laws so Landlords will benefit from selling rental housing. This will reduce Housing Costs. The sooner Landlords sell the more they will gain tax-free because housing prices will continue to drop! Then reward Landlords who invest in business to create more goods, services, JOBS, income tax, sales tax, and business tax! We all will have more money to buy more goods and services!

  1. Change tax laws so Landlords make little or no profit on Apartment Complexes and/or more than say five rental Houses. These new taxes paid by the Landlords can be refunded to the tenants living in those units! However, one goal is for the Landlord to sell to people who want to own their own housing. The sooner Landlords sell the more they will gain tax-free because housing prices will continue to drop! Another goal is for Ex-Landlords to get richer with Tax-Free Business Investments to produce much more goods, services, JOBS, income tax, sales tax, and business tax. The results: More people will have more money to buy more things. Then there will be “A Better Life 4 All”(TM).
  2. Change the capital gain tax laws so a Landlord can sell those excess, profitless units without paying any or much capital gain tax if the Landlord reinvests in any business stimulating programs within one year. The sooner Landlords sell the more they will gain tax-free because housing prices will continue to drop! Tax revenues will not be lost, because landlords would not sell otherwise.
  3. Establish tax-free and Federally guaranteed Loans for the construction of New Apartment Complexes and the purchase of Existing Apartment Complexes.
  4. Establish a Business Fund through the Small Business Administration (SBA). This fund can be Tax-Free, with High Gain, expertly managed by the SBA, with no risk (federally insured), liquid, no-load, and open-ended. This is an investor’s dream come true! This tax-free fund is a CHEAP way to propel our economy WITHOUT taxpayer money! And more profitable than a Landlord’s 5% positive cash flow!
  5. And/Or More government money for start-up businesses could be provided through the Small Business Administration and other resources. The government will get its money back later when new businesses prosper. Of course, employee income tax and state sales tax will be collected even during the first five years.
  6. Have Tax-free FHA> guaranteed loans so lenders retain all interest profits! This will finance new homeowners! Down payments can be reduced even more to provide most people the “American Dream!”
  7. Have Tax-free investment funds to stimulate economic sectors like BAMBOO (BAMBOO Can Rescue Civilization!) or construction!
  8. Have Tax-free loans for new businesses so lenders retain all interest profits! This will finance new businesses!
  9. Change the capital gain tax laws so every year the federal government could select stock sectors and adjust capital gains taxes up or down for one or a specific number of years. This will stimulate or depress chosen economic sectors.
  10. Change tax laws so a new start-up business would be tax-free or low-taxed for say the first five years (10 years in New York, now). Each person could have one or a few tax-free chances to start a business in their lifetime.
  11. Limiting the number of rental units and the number of tax-free start-up businesses per person provides prosperity to more people because more people will own their own housing and businesses. Prosperity will also increase because most people will have more money to buy more goods and services due to increased productivity requiring more jobs.
  12. Change tax laws so anyone under 25 years old pays no income tax. This will give more people a chance to succeed and pay more taxes later.
  13. Change the tax law so that housing builders and their investors pay little or no taxes on profits for say the next ten years. This is an excellent way to stimulate the building of new housing. Stipulations could be applied, as in where and what to build.
  14. Change laws to balance the trade deficit, so more goods, and jobs will be produced in the USA.
  15. Reduce building permits from $25,000 in CA to $6,000 like other states
  16. Ease the Environmental Protection requirements.

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All Tax Reductions will return more Tax by the additional production of more housing, goods, services, and JOBS that will increase income tax, sales tax, business tax, and property tax revenues even at moderate tax rates!.

A Disruptive Shock could be caused by a sudden shift of investment money going from Rental Housing to Businesses. Most investors, especially big investors with hundreds of units (some corporations own tens of THOUSANDS of Houses) would need time to adapt, and the new businesses would need time to stabilize. To reduce this shock new taxes on Rental Housing could increase yearly until profits are reduced to zero after a few years.

Financing Construction and Purchase of ApartmentsLet’s have tax-free and Federally guaranteed Loans for the construction of New Apartment Complexes and the purchase of Existing Apartment Complexes. Lenders will be willing to lend capital to non-profit organizations to build or buy Apartment Complexes in exchange for security and tax-free interest profits! Some Landlords will carry the purchase loan themselves to gain security and tax-free interest profits!

The building industry will get a boost as well: current low-income homeless people will be able to buy or rent housing at TRUE SUPPLY AND DEMAND PRICES, which INCLUDE the current building cost of entry-level housing.

BAMBOO can provide Vast, Renewable building materials! BAMBOO Living> Buildings can look conventional with drywall sheetrock and stucco or other wall covering materials. Yes, even BAMBOO particle boards! (see BAMBOO Can Rescue Civilization!)

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Current Homeowners can move up to NEWLY BUILT better houses with the same monthly mortgage, then low-income people can buy the vacated old houses! That’s more business for the building industry!

Even Welfare Recipients will be able to pay rent and still have spending money, even if a Recipient lives alone. Couples, families, and groups will do even better.

Some say “It is simple, just build more housing units.” These tax changes are HOW to afford BUILDING new housing. More people will be able to afford housing, so more housing will have to be built to accommodate them.

Managing Non-Profit Apartments can be done by a paid staff just like in Condos. The previous Landlord’s apartment management staff can stay on and manage the now Non-Profit Apartment Complex. The tenants can vote for what services they want.

What You Can Do: If enough people, that is voters, do some of these things, it will happen: “A Better Life 4 All“(TM)!

  1. Do whatever you think is best to make “A Better Life 4 All“(TM).
  2. Help us by answering the following questions in the comments, anonymously if you wish: Do you think this plan will end the housing crisis? Do you think this plan will stimulate the economy? What would you do differently?
  3. Contact your federal, state, and local elected leaders through USA.gov>
  4. Contact your local SBA>. Ask them your questions about the new SBA Business Fund. Send them the link: https://abetterlife4all.online/2015/02/08/prosperity/#method
  5. Share these Ideas and your Opinions, especially with your fellow renters.
  6. Contact Newspaper and TV Financial editors, reporters, and writers.
  7. Contact Local Organizations that represent Tenants, Landlords, Investors, Realtors, etc. Many cities have their own Tenant Organization.
  8. Search for, then post comments on related Internet articles in your favorite mediums.

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There are several more sound Ideas in a SacBee Housing Crisis article; Mindy Romero’s 7 steps are particularly important. Mindy is the Founder and Director of the California Civic Engagement Project at UC Davis:

1. Reduce or expedite regulatory and permit processing requirements, to create more certainty and predictability in the development process.

2. Allow more flexible zoning for the construction of underutilized housing products like accessory dwellings, multiplexes, and cottage apartments.

3. Cut back on some required state building regulations, such as those for the minimum required parking and expensive building materials.

4. Reduce development fees for projects that include or increase the share of affordable housing.

5. Provide more job training in the construction profession. Some building projects are stalled due to limited labor supply.

6. Encourage local governments to use public surplus lands for affordable housing.

7. Develop and fund local housing trust funds to create subsidized housing that is accessible to low-income households.

If Capitalism becomes more profitable than Feudalism (that’s tenants under landlords), your Landlord may say to you, “Because of the new tax changes, I am getting out of the landlord racket and want to offer you the first chance to buy this house. The down payment will be two months’ rent and your mortgage will be half your monthly rent. Are you interested?” Most will say, “YES!”

Then the landlord may say, “Because of the new tax changes, I am starting a new business in your field. I know you have the experience, and I would like to finance you as the owner of the business. You can help me get started and run the business for me. I know how much you make now; I’ll double your salary, match your benefits package, plus give you 10% of the profits. Are you interested?” Most will say, “YES!”

Your landlord-turned-business financier can half your housing expense, double your salary, match your benefits package, and give you 10% of the profit!

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The culture of NIMBY (Not In My Back Yard) will weaken because the low lives will become “almost” respectable.

GREATEST ECONOMIC FACTOR:

The economy is so complex that no one or group understands it completely. Attempts to improve the economy often backfire. There are many factors that influence the economy. One of the greatest is housing; we feel it is the greatest economic factor. Housing is the greatest expense for most people. The value of housing in America is more than EVERYTHING else combined. It is one of the few things that one person owns and another person uses.

Feudalism in America:
Feudalism has had various forms throughout history. The central concept has been landlords controlling land and possessing financial and social power for exploitation over tenants, the Peasants (non-landowners).

Today we use the same terms used in the Middle Ages: landlords and tenants. The tenants are today’s Peasants.

Financial exploitation is the same today as then. As wages and the minimum wage go up in an area, vacancy rates go below a threshold and the landlord increases the rent. The house or apartment is not any better; it just costs the Peasant tenant more. A $100 rent increase is as immoral as a burglar stealing a $100 item each month. If the Peasants get a raise, the landlords will take it! It is their LEGAL right.

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In high-income areas, rents and property values go up because landlords will suck the prosperity out of the workers.

Rent and property values go up in an area until landlords can no longer suck more money from tenants (our workers) because the tenants are at the financial breaking point. When the minimum wage goes up, the landlords raise the rent and legally “steal” the increase!

We use the Middle Ages term “Peasants” for today’s non-owners known today by the more “pleasant” Middle Ages term “tenants.” Most tenants are not in the top 10%; most tenants are poor Peasants compared to the wealthy; we are sad to say.  We use “Peasants” to emphasize the situation and hopefully motivate the “Peasants” to organize and vote for these new tax laws for their Prosperity.

In the 1970s Feudalism became more profitable than Capitalism. More investors chose to be landlords rather than business owners. Over the decades, more and more investors competed against each other to squeeze more and more money out of the Peasants. As the decades went by, profits for landlords from rental investments went from a pot of gold, to silver, to bronze, and finally to lead. It is because of our economic system and the Peasants can’t pay anymore.

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The cost of buying a house or condo is not determined by Peasants bidding against each other hoping to buy a house to live in. Peasants also have to bid against landlord investors wishing to make profits at the Peasants’ expense. Many landlords have vast property equity and great loan credit. A strong landlord can easily outbid most Peasants.

The many advantages of owning vs. renting are great. The equality (value increase) over five years can be $30,000 on a $ 500-a-month apartment. The landlord gets that now; wouldn’t you like to get that! You morally deserve it.

A friend said most people don’t understand this. The people who do understand become landlords and don’t want tax changes. This is leading to a dead end.

Today’s Economic Dead End:
As the landlords bid the prices up, and up, and up competing against each other, the Peasant tenants are finding it harder and harder to keep up. Our economic system and many Peasants are stressed to the limit. Many Peasants live month to month or day to day. More and more Americans are homeless.

Things will get worse without these tax changes.

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Even some landlords are losing money. I know several landlord friends that invested in three to five rental properties and lost them all and even lost their own homes during the housing crisis.

LABOR LAWS in the first half of the 1900s reduced the exploitation of workers and strengthened Capitalism. It is now time to strengthen Capitalism by weakening Feudalism. It is time to protect our workers at home as well as at work!

TAX-FREE BUSINESS START-UP; MORE GOODS, SERVICES, JOBS, and income and business tax revenues:
To encourage new business, start-ups could be tax-free or low-taxed for say the first five years. New businesses will create more goods, more services, more JOBS, and more income and business tax revenues. Each person could have one or a few tax-free chances to start a business in their lifetime. A smart, wealthy investor could start several businesses tax-free for five years by financing new business owners to start and/or run businesses.

An Audio Introduction and Audio Play that covers the key points of our Plan will be posted soon.

The written version of the Audio Introduction and Audio Play are Posted Below>

PlayRevDate: (yymmdd) 221002, 220917.

Spoken Version>

Start Audio Introduction and Audio Play (Written Version):

I am Walter volunteer spokesperson for aBetterLife4All.online, that’s aBetterLife, the number four, All. online.

The Title of this play is “You WILL Prosper With Tax Changes!>

Experts agree this plan Will End The Housing Crisis, Stimulate The Economy, and Elevate ALL Economic Classes like nothing before in the history of CAPITALISM!

The Time is the near Future when new tax laws have created greater gains in business for landlords than owning rental housing today! Businesses that produce more goods and services, JOBS, income tax, sales tax, and business tax than ever before! And there will be much lower housing costs for everyone!

These new tax laws will help the rich get richer but not at the expense of the rest of us, but at the BENEFIT of ALL of us!!!

These new tax laws are terrific; everyone profits from them: landlords, x-landlords, renters, homeowners, lenders, individual investors, real estate agents, title companies, property managers, builders, new and established business owners, and their employees. 

There are many investment avenues for business investors, including x-landlords. These avenues include starting their own business, buying their own business, financing a new or existing business, hiring a business manager, and buying stocks.

However, investing in the new Small Business Administration> Business Fund managed by small business experts and Federally insured may be one of the best investments EVER!

This new SBA-managed Fund provides investors, including x-landlords, a tax-free, risk-free, high-gain, liquid, no-load, open-ended business investment fund. The gain will be high because the SBA receives a progressive percentage of all yearly sales above $120,000 from businesses it started. This gain is passed on to YOU, the Fund investor! This Fund provides big money to non-profit Credit Unions to make SBA-approved loans.

The SBA enhanced its startup business loans. The SBA experts can finance and guide people and businesses they have high confidence in. Investors in the SBA Fund will receive the tax-free interest paid by the SBA and tax-free profits gained by the SBA.!

Once the American people and OUR politicians realize these tax changes will benefit everyone, it will happen!

Some Huge corporations own more than 38,000 rental houses in America. That’s over 38,000 families that will never achieve the American dream of home ownership! These huge corporations can sell 20% a year and take 5 years to sell all but five of their units without any tax penalties.

The characters in this play are the TENANT and the LANDLORD. I will be voicing both characters.

The Scene for this play is the front door of a rented house. A knock on the door starts the play.

TENANT:

Who is it?

LANDLORD:

It’s your Landlord.

TENANT:

Come in. I was hoping you would come by.

LANDLORD:

I want to sell this house because of the new tax laws. This house is in excess of the five housing unit limit. The taxes on excess rental income is so high, that I don’t make any profit on excess units.

You have been a good tenant for many years, and I want you to own this house. I will carry the loan. There’ll be no down payment. And your mortgage rate will be 1% below the going rate. It will be a 30-year loan. Your monthly mortgage payments will be 25% less than your current monthly rent!

Are you interested? 

TENANT:

Yes indeed, I am interested! This is great for me! This is very generous of you.

LANDLORD:

It’s great for me as well. If I carry the loan on any rental property I sell, I do not have to pay the 30% capital gains tax on that prosperity! And more: I gain the interest on the loan tax-free! I’ll be making more this way than when I owned your residence! Even more: long-term equity growth in rental housing looks bleak because renters are near the limit that they can pay for rent. Rental housing investments are about to go sour!

I know you are a superb 3D metal artist hobbyist. I want to finance your ownership of a 3D metal art studio and showroom! My offer is: I’ll double your current salary, add a good benefits package, plus give you 10% of the profits! I will buy any additional equipment you need. 

Once I recover my investment, the business will be yours free and clear in exchange I receive a progressive percentage of all your yearly sales, plus one of your average-priced art pieces each year. I’m hoping you’ll become famous and your artwork will be worth hundreds of thousands of dollars! The progressive percentage of all your yearly sales (starting at $120,000) is an expense for you and is not taxable. Your yearly art payment is also a non-taxable expense.

Are you interested?

TENANT:

Yes, oh yes! That has been my dream for many years. You’ve made my dream come true.

LANDLORD:

It’s these new tax laws that make your dream come true. It is now more profitable to invest in business than to invest in housing. Financing you in business reduces my 30% Capital Gains tax on the equity gained on all my rental housing I have sold in the last year. Every dollar I invest in approved investments I save a dollar in taxes. I’m going to be making more money than ever before.

I owned over 50 houses and a 120-unit apartment complex. I have hired a very bright business manager who will select new business owners for about 30 new businesses! 

That leaves about 20 houses that I would have to pay the 30% capital gains tax if it wasn’t for the Small Business Administration’s> Business fund. Investing $10,000 in the SBA fund eliminates the capital gains tax on one house. So for $200,000, I will not have to pay any capital gains on the last 20 houses!

Even better, the fund investment is an excellent investment! It is a tax-free, risk-free, high-gain, liquid, no-load, open-ended business investment fund (Small Business Administration managed and Federally insured). The SBA has small business experts who provide investment funds to people and businesses they have high confidence in. All the gains are tax-free for me as an investor. The SBA will not cheat an investor like some private business managers have done. This is an investor’s dream come true. Tax-free is music to our ears!

I do about the same thing the SBA does: the SBA pays the new business owner a salary with benefits, plus 10% of sales until the SBA interest-free investment is returned by 90% of sales. A non-profit Credit Union manages the loan and receives interest payments from the SBA. Once the SBA investment is paid back, the business owner owns the business outright and pays the SBA a progressive percentage of all yearly sales above $120,000; this is a non-taxable expense. All business owners will always pay progressive taxes on income above $120,000 a year. 

The SBA can make any kind of a deal it wants that the business owner accepts, just as I did with the 3D metal artist. The SBA deal could be that the metal artist pays the SBA 5% of sales plus the amount of two average pieces of art each year. 

An SBA deal with a classic car upgrader could be 10% of sales, instead of the 5% I’m receiving.

All SBA profits go to the fund investors each month proportionally to how much money is in their account that month. 

This SBA Business fund is a CHEAP way to stimulate our economy WITHOUT taxpayer money! 48% of all US employees work for Small Businesses!

TENANT:

One of the new tax laws I like is that the first $120,000 of an individual’s income is tax-free. Income above $120,000 is taxed progressively. At first, I did not believe that an individual can have an income up to $120,000 and pay no Federal Income tax! The concept is the top 20% of wealthiest Americans can pay all the taxes with very little or no change to their lifestyles. They will still be wealthy beyond belief! 

I also like the tax changes that eliminate most of the tax loopholes used by the wealthy to avoid paying taxes. This was the most difficult change to make. Loopholes that benefit the public are still allowed. 

LANDLORD:

Yes, that is true. It’s not changed my lifestyle one little bit. In fact, I feel better about things now: I see more and more happy people because they are not struggling month to month. I feel great about all the people I have financed to get lower housing costs and better-paying jobs! I am making more money now investing in business than ever before! 

Just one of the businesses that I selected and financed, classic car upgrading, earned me more in one year than the one-time cost of $9,000 to get him started. He and his crew upgraded 10 classic cars last year; that number keeps growing each year. It cost about $8,000 to buy the old car bodies, the parts, and the labor. He mounts the classic car bodies on more recent car frames that include a powerful engine, the entire drivetrain, etc. He then can buy off-the-shelf parts for most of the upgraded vehicles. They look classic, but they have a modern engine and drivetrain. He and his team do all the labor including painting and reupholstering! His cars are beautiful!

These 10 cars sold for an average of about $35,000. Last year my income from just this ONE business was $13,500 [($35,000-$8,000 expenses) X 10 cars X 5%]. And this profit is tax-free for the first 5 years! It does not add to my $120,000 tax-free income. That’s another reason why I’m so happy about these new tax laws!

If I take more than 5% of the sales of a business I financed, it becomes taxable income. And the first 5% becomes taxable after 5 years. This encourages investors like me to start more businesses! Those who designed these tax laws are very clever!

TENANT:

What are you doing about your 120-unit apartment complex?

LANDLORD:

I sold it to a non-profit real estate management company. I am carrying the loan myself and am earning more tax-free interest than the taxable 5% positive cash flow I was getting as the Landlord! The management company kept my staff personnel to run the complex; I am glad for them.

Last month the yearly assessment indicated an equity increase of $1,200/unit. Each unit’s tenants will receive the full equity increase by having their rent REDUCED by $100 per month for the rest of this year!

Altogether I am earning, tax-free, far more than the taxable  5% positive cash flow I had as a Landlord! Yes, far more.

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